Carter and Co Risk Management

We provide a wide spectrum of services ranging from private to commerical. Please click on the links below to view more details on each of our services.

These contracts are tailored to cover the assets, legal liabilities and earnings of your business. A standard policy provides cover for material damage, motor vehicle road risks, employers, public and products liability. However, we know that every business has quite different insurance needs, so we also give you the choice of including a number of optional extras such as engineering inspection and business interruption cover. Motor trade risks tend to be more complex than standard commercial risks, and it’s therefore essential that you deal with a Broker who really understands your business, please contact us to arrange a pre quotation survey.

A complete range of covers is available including plant and tools cover, public liability, product liability, employers liability, personal accident and income protection, legal expenses, professional indemnity, contract works, engineering inspection, directors and key man cover. We are able to provide cover for most types of contractors and tradesmen including high-risk trades such as scaffolders and flat roofers. We can offer quotations from a large range of Underwriters, giving us the ability to find the right policy from the right Insurer. As well as liability insurance, we have excellent facilities for insuring contractors tools and works with our Contractors All Risks policies, available for all size businesses.

Construction risks tend to be more complex than standard commercial risks, and it’s therefore essential that you deal with a Broker who really understands your business, please contact us to arrange a pre quotation survey.

These contracts cover the assets, earnings and legal liabilities of wholesalers and franchised retailers. The policy will provide cover for a range of risks including public, employers and product liability, contents and stock cover, business interruption and goods in transit. However, we also give you the choice of including a number of optional extensions such as cover for your buildings and engineering inspection for fork lift trucks and other plant.

Everything you need for a retail business, with buildings and contents (including stock), business interruption and liability cover on an ‘All Risks’ basis.

These policies are tailored to cover the assets, earnings and legal liabilities for all types of offices. They provide cover for a range of risks including employers and public liability, contents, business interruption cover and legal expenses. However, we know that every office has quite different insurance needs, so we also give you the choice of including a number of optional extras such as cover for your buildings or for computer breakdown.

Whatever your business or number of vehicles we have access to a range of fleet insurance products that match your individual requirements. Our close relationships with leading insurance companies allow us to seek exclusive deals on behalf of our clients, and our dedecated claims service means that we are able to ensure that any disruption to your business is minimised.

Cover for pubs and restaurants, wine bars, cafés, social clubs and other licensed premises, including night clubs, with contents and stock, public and employers liability, loss of licence, business interruption and legal expenses cover.

We are able to provide cover for most types of contractors and tradesmen including high-risk trades such as scaffolders and flat roofers. We can offer quotations from a large range of Underwriters, giving us the ability to find the right policy from the right Insurer. Policies can extend to cover tools and equipment.

Whatever type of business or trade and regardless of the number or type of vehicles you require to be insured, we have access to a range of commercial motor insurance policies that match your requirements. Our relationships with many leading insurers allow us to find exclusive cover for our clients.

Manufacturing insurance is tailored to cover the assets, earnings and legal liabilities of your business. The policy provides cover for a range of risks including employers, public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. However, we also give you the choice of including a number of optional covers such as cover for your buildings. Manufacturing risks tend to be more complex than standard commercial risks, and it’s therefore essential that you deal with a Broker who really understands your business, please contact us to arrange a pre quotation survey.

We have access to a range of policies specifically for landlords. Whether you manage a portfolio of commercial properties, or simply own a buy-to-let house, we have an insurance product to meet your needs, tailored to cover the assets, legal liabilities and earnings of property owners. These policies provide cover for your buildings, we also give you the choice of including a number of optional covers such as loss of rent, alternative accommodation and employers liability.

These risks tend to be more complex than standard commercial risks, and it’s therefore essential that you deal with an Broker who really understands your business please contact us to arrange a tailored quotation.